Flexiti

Flexiti Financial is a Canadian-owned and operated financing provider that helps customers manage the cost of major purchases. Its FlexitiCard can be used at more than 8,000 retail locations across Canada, in-store and online, including participating furniture, mattress, jewellery, appliance, electronics, automotive, and outdoor retailers.

Customers can apply online or in a participating store and receive a decision in moments. Once approved, they can shop with a virtual card and use their financing again at participating retailers. At checkout, shoppers can choose from several payment options: equal monthly payments over a set term, deferred payments, or regular credit with minimum monthly payments. Promotional plans may offer 0% interest, subject to applicable terms.

Flexiti also provides a payment estimator to help customers explore potential monthly payments, along with information about plans, fees, and payment management. Its website includes store-search tools, frequently asked questions, customer support, and a mobile app. Through its partner services, Flexiti works with retailers that want to offer financing to their customers.