Farmers & Merchants State Bank, established in 1908, is a locally owned financial institution deeply rooted in the community. With locations in Pierz, Sauk Rapids, and Eden Valley, MN, the bank offers a blend of traditional, friendly service and modern banking solutions tailored to meet the needs of individuals and small businesses. The bank is dedicated to empowering farmers, families, and entrepreneurs by providing innovative financial products, including personal loans, agricultural financing, and business loans.

At Farmers & Merchants, customers can access various services such as savings accounts, CDs, and investment options, all designed to help them achieve their financial goals. With a focus on exceptional customer service, the team at Farmers & Merchants works to ensure a seamless banking experience for every client, fostering strong relationships that span generations. As a trusted partner in the community, Farmers & Merchants State Bank is committed to supporting the prosperity of local farms, families, and businesses