Fractal Financial Design, LLC is an independent, referral-based financial planning and investment advisory firm in Medina, Ohio. The firm views money as stored time and treats financial planning as an act of design, helping clients make consistent choices that can build durable opportunity over the long term. Its work connects investing with the wider financial factors that shape outcomes, including taxes, cash flow, account structure, fees, and financial habits.

Services include cash flow and budgeting system design, financial health evaluations, decision support for major life choices, asset structuring, and tax-aware planning. Tax preparation and strategy are performed personally by a CPA, with experience serving individuals, trusts, closely held businesses, and situations involving multiple states or countries. Investment management uses a conservative, value-oriented approach grounded in fundamentals, with exchange-traded stocks and bonds and, where appropriate, occasional covered call strategies.

Relationships are handled by referral and on a case-by-case basis. Clients may begin with focused planning or tax engagements and add services as their needs develop.