Freenance is a personal finance platform designed to help people understand their financial position and track progress toward financial independence. Its central metric, the Financial Freedom Runway, estimates how long users could live without working based on their assets, earnings, and expenses. The platform brings financial information into one dashboard, including bank accounts, investments, bonds, earnings, spending, and net worth.

Users can import transactions through Synci.io bank connections using PSD2, upload MT940 or CSV statements, or add investments manually. Freenance categorizes transactions, detects recurring payments, tracks cash flow, and provides portfolio, allocation, reporting, and market-alert tools. It supports assets such as stocks, ETFs, bonds, cryptocurrency, savings accounts, and Polish Treasury Bonds, with live prices and performance tracking. Paid plans offer different asset and portfolio limits, integrations, and analytics.

Freenance also includes Axe, an AI assistant that answers questions using a user’s financial data and can propose changes for approval. Additional features include Smart Money tracking based on SEC 13F filings.