Fructus Solidus is an independent wealth-management advisory serving freelancers, liberal healthcare professionals, company directors and other high-income clients in Paris and by video consultation. Founded by Romain Combes Casanova, the practice helps clients build a coherent strategy around taxation, retirement, insurance protection, savings and wealth transfer. Its advice is tailored to each client’s professional and personal circumstances, with a focus on explaining the figures clearly before recommending a course of action.

Services include retirement planning through PER products, life-insurance selection and allocation, income-protection reviews for illness or disability, tax-optimisation guidance, and support with beneficiary clauses and gifts. The firm also offers online calculators covering PER contributions, savings capacity, life insurance and work stoppage, using the 2026 tax scale; results are indicative and may require personalised review.

As an independent broker, Fructus Solidus says it compares solutions across the market rather than representing a single insurer. It reports negotiating zero entry and contribution fees on the contracts it offers, with contract-specific terms disclosed before subscription.