Fulton Savings Bank

Fulton Savings Bank is a community-focused financial institution serving Fulton and surrounding communities in Central and Northern New York. Established in 1871, the bank emphasizes personal service and practical banking solutions to help customers manage everyday finances and pursue long-term goals. Its services include free checking and savings accounts, digital banking, debit cards, and access to more than 55,000 surcharge-free ATMs through its own network, Compass Federal Credit Union, and Allpoint. Customers can also use Apple Pay and Google Pay and manage debit card controls and alerts.

For borrowers, Fulton Savings Bank offers residential mortgages, home equity loans and lines of credit, personal loans, auto loans, and business loans. Mortgage resources include multiple loan programs, application support, FAQs, rates, and a loan calculator. The bank also provides retirement savings options, including IRAs, as well as business accounts and check ordering. With branch and ATM locations across several nearby communities, Fulton Savings Bank combines local access with digital conveniences.