Fundcurve AB
@fundcurve.se
Fundcurve analyserar vad som kan betecknas som en marknadsmässig borgensavgift i de fall kommunen går i borgen för lån som det kommunala dotterbolaget upptagit. Analysen bygger på en unik modell som simulerar skillnaden i villkor som en bank skulle erbjuda det kommunala bolaget och kommunen, genom att ta i beaktande exempelvis låntagarens kreditvärdighet och ställda säkerheter.
Fundcurve AB's Company Logos
Fundcurve AB's Brand Colors
Hex Code
Color name
RGB
HSL
CMYK
#B4D079
Wild Willow
180, 208, 121
79, 48, 65
13, 0, 42, 18
#FFFFFF
White
255, 255, 255
0, 0, 100
0, 0, 0, 0
#151719
Woodsmoke
21, 23, 25
210, 9, 9
16, 8, 0, 90
About Fundcurve AB
Fundcurve is a leading brand specializing in the calculation of borgensavgifter (guarantee fees) for municipalities and regions in Sweden. According to the law, municipalities must charge a market-based fee for guaranteeing loans to their affiliated companies. Fundcurve's unique model simulates the difference in financing terms offered to these companies with and without the municipality's involvement.
By considering factors such as creditworthiness and collateral, Fundcurve determines what can be considered a market-based guarantee fee. This analysis ensures that the guarantee or loan is in line with competition legislation. The strength of Fundcurve's model lies in its accurate simulation of bank pricing based on the capital adequacy requirements under Basel regulations.
This cost-effective solution eliminates the need for customers to gather pricing information from commercial banks for each loan, as these prices may not always reflect market conditions accurately. With its expertise and efficient approach, Fundcurve has earned the trust of municipalities like Malmö Stad and Norm Finanspartner. Contact Fundcurve for a quote and experience their reliable services
