Bluevine is a financial technology company focused on helping small businesses manage money and access funding through digital banking and lending solutions. Its business checking account offers features such as interest-earning plans, no monthly or overdraft fees, bill pay, automated accounts payable, sub-accounts, debit cards, and domestic and international payments. Businesses can also accept customer payments through invoicing, payment links, Tap to Pay, ACH, wires, and checks.

For financing, Bluevine provides a business line of credit of up to $250,000, with flexible access to working capital and predictable repayment options. It also connects applicants with lending partners for term loans of up to $500,000 and repayment terms of up to 24 months. Through its partnership with Fundera by NerdWallet, Bluevine helps businesses explore SBA 7(a) loans of up to $350,000. A single online application can be used to consider multiple financing options, and the company says applying involves a soft credit check that does not affect personal credit scores.