Garrioch & Ellse

Garrioch & Ellse (G&E) is an independent wealth advice firm based in Cape Town, serving families and entrepreneurs across South Africa. The firm provides flat-fee, commission-free financial advice for clients with complex financial lives, with a model designed to make advice transparent and reduce conflicts of interest. G&E does not earn commissions from financial products, allowing its recommendations to focus on clients’ circumstances, goals, families and business interests.

Its services include investment strategy, retirement planning, financial planning for families and businesses, tax considerations, and estate and legacy planning. Rather than offering only product recommendations or one-off guidance, G&E helps clients bring structure and long-term perspective to financial decisions. The firm emphasizes understanding each client’s needs and maintaining communication as their circumstances evolve. Client accounts describe support with investments, tax and health insurance, as well as planning for business and family finances and retirement. Garrioch & Ellse is an authorized financial services provider in South Africa, with FSP number 52064. Its Cape Town office is located in Newlands.