Spot Insurance

Spot Insurance provides embedded financial protection for experience-based businesses in active and travel markets. Founded by outdoor enthusiasts, the company helps businesses protect revenue, simplify operations, and build customer trust by integrating coverage into their booking experiences. Its solutions are designed to fit a business’s needs and brand, with flexible integration options and support for promoting coverage.

Spot’s products include Refund Guarantee, which lets customers cancel for any reason while businesses retain the booking value; Spot manages the cancellation process and refunds. Travel Insurance offers travelers additional benefits and flexibility, and is designed for lodging, activity bundles, bespoke travel packages, and other travel experiences. Injury Insurance helps cover customers’ medical expenses and is suited to passes, tickets, or memberships involving a greater risk of injury.

The company also offers a self-service customer portal, developer documentation, and assistance with claims and policy support. Spot reports selling hundreds of thousands of coverages annually across businesses such as ski resorts, tour operators, and booking platforms.