Goch Consórcios is a Brazilian company focused on real estate consortia and what it calls “patrimonial engineering”: consultative guidance to help clients plan property purchases and build wealth. It provides personalized assessments and recommends credit letters suited to each client’s goals, budget, and cash flow, drawing on a network of eight partner administrators regulated by Brazil’s Central Bank.

Its consortium plans can support the purchase of new or used homes, apartments, commercial properties, rural properties, and land, as well as construction, renovation, property expansion, and investment. The company explains the process from initial planning and monthly contributions through to contemplation by lottery or bid, with FGTS funds also presented as a possible bid option. Once contemplated, customers can use the credit letter to buy a property, with the company offering support through the process.

Goch also provides simulations, specialist consultations, and guidance on comparing consortia with bank financing. Its website highlights plans without interest or mandatory down payments, while noting that administration fees apply.