Goh Betoch Bank

Goh Betoch Bank S.C. is Ethiopia’s first privately owned mortgage bank, established to help address the country’s housing-finance needs amid population growth, urbanization, and the high cost of housing. Founded by 11 individuals with backgrounds in banking, investment, and academia, the bank focuses on making home ownership more attainable, particularly for middle- and lower-income households. It serves customers through 36 branches and offers a range of banking services.

Its mortgage banking products include mortgage deposits and loans for purchasing a new home, building a house, renovating, or expanding an existing property. The bank also provides commercial banking, including commercial deposits and loans, as well as international banking services. Customers can access interest-free banking and digital banking products and services. Additional resources include a mortgage calculator, branch information, exchange rates, and customer support. Goh Betoch Bank also publishes annual reports, prospectuses, announcements, and other updates for shareholders and the public. With more than 8,100 shareholders, it presents itself as a home-finance-focused institution supporting Ethiopia’s growing demand for housing.