Gradifi provides employer-sponsored financial wellness benefits designed to help employees address important financial goals throughout their careers. Offered through Vestwell, its solutions enable organizations to support workers facing student loan debt, saving for a child’s education, and broader financial well-being. Gradifi positions these benefits as a way for employers to recognize employees’ financial challenges, strengthen workplace culture, and support engagement and productivity.

The Gradifi suite includes FinancialCore, Student Loan PayDown, and College SaveUp. PayDown helps employees manage student loan debt, including through employer contributions and, where available, refinancing options. SaveUp supports college savings, including contributions to 529 plans. FinancialCore is presented as part of the company’s broader financial wellness offering. Gradifi works with employers across a range of industries and invites organizations to request a demonstration to explore solutions for their workforce. The company also shares examples of potential savings, noting that results depend on individual circumstances and are illustrative rather than guaranteed. Its services are intended as workplace benefits, not individualized financial, legal, tax, or investment advice.