Graham

Graham is a personal finance and investment platform designed to bring a user’s portfolio, spending, and tax information together in one place. It connects to Brazil’s B3 with the user’s authorization and read-only access, importing investment history from 2019 to organize holdings, transactions, average purchase prices, and income. Users can also add international and cryptocurrency investments through statements, supported file imports, or manual entry.

The platform consolidates account and card activity through imported statements or Open Finance connections, with AI-assisted expense categorization. Its tax tools calculate monthly investment taxes, identify payment amounts and deadlines, and support Brazilian personal income tax reporting for domestic and international investments and crypto. Graham also provides portfolio and cash-flow summaries, income tracking, budgeting features, and transaction histories. Its AI assistant, Arkad, explains financial figures and offers insights based on the information displayed. Users authorize the B3 connection directly through B3, can revoke it there, and retain read-only access. Graham presents itself as an alternative to manually maintained spreadsheets for managing personal finances and investments.