Grana Smart is an AI-powered financial assistant from Grana Capital, designed to help people understand, organize and manage their money. Through Open Finance, users can securely connect accounts across financial institutions to monitor balances and transactions in one place. They can ask questions about spending, savings, investments, loans and other financial choices, and receive insights tailored to their financial activity.

The platform helps users create personalized automations for everyday routines, including payment reminders, expense categorization, subscription monitoring, installment tracking, budget updates and savings goals. It can also provide alerts and summaries through WhatsApp or the platform, and suggest actions such as transfers or investment steps. Users remain in control: proposed movements require their approval before they are made.

Grana Smart aims to save time, reduce errors and make financial routines easier to manage, from tracking bills and income to planning investments and personal goals. The service offers a seven-day free trial, with plans advertised from R$29.90 per month.