Generational Wealth Development is an advice-only financial planning firm founded by Phillip Durbin and based in Cameron, Missouri. It serves working families, teachers and educators, rural Americans, public employees, and everyday investors who want practical guidance without high-net-worth requirements. The firm provides fiduciary advice for a transparent fee, with no commissions, product sales, investment management, or percentage-of-assets charges. Clients retain control of their accounts and receive recommendations focused on their goals.

Services include comprehensive financial plans and hourly consultations. Planning can cover retirement, investments, taxes, insurance, cash flow, debt, college savings, Social Security, and major financial decisions. A comprehensive plan includes personalized recommendations and a written action plan; hourly advice is available for focused questions or second opinions. Listed pricing is $3,200 for a comprehensive financial plan and $150 per hour for hourly planning. Virtual meetings are available nationwide. Phillip Durbin draws on prior experience in banking and agricultural lending, and describes his approach as practical and evidence-based.