GRAF Wealth Management & Family Office GmbH is an independent investment and wealth management firm based in Schwetzingen, Germany. It provides tailored advice to private clients and institutional investors, starting with an understanding of each client’s circumstances, needs, and financial goals. Its services include strategic asset allocation and investment planning, active investment advice, advisory wealth management, and support with wealth succession and transfer. The firm also develops individual financial plans and investment strategies, including a Core-Satellite approach, and guides clients through a structured advisory process.

GRAF emphasizes independence, transparent investment decisions and costs, and regular communication about portfolio performance and market developments. The firm states that it works for its clients and is compensated by them, without remuneration from banks. Its approach is grounded in client focus, capital-markets expertise, integrity, trust, and a long-term commitment to responsible service. GRAF also shares market reports, investment commentary, and educational articles on financial topics.