HAKKI GROUP is a dynamic fintech startup based in the Global South, dedicated to enhancing access to financial services for underserved populations. Founded on the principle of expanding opportunities, HAKKI GROUP aims to empower individuals in emerging markets, including taxi drivers who lack traditional credit access. By leveraging a unique credit scoring system, the company provides microfinancing for pre-owned vehicles, addressing the financial needs of a significant demographic.

HAKKI GROUP specializes in Credit as a Service (CaaS), developing sophisticated algorithms for credit scoring that simplify financial transactions and reduce costs significantly. Their innovation includes partnering with Safaricom's M-PESA to streamline repayment processes. With operations in Kenya, India, and South Africa, HAKKI GROUP offers a fair and efficient financing solution, providing high-quality vehicle management and financial services to the 1.8 billion people globally lacking adequate credit information. Ultimately, HAKKI GROUP is committed to fostering sustainable economic independence in emerging markets.