Harmonie Mutuelle is a mission-driven mutual insurance organization focused on health, personal protection and financial security. Its purpose extends beyond reimbursing healthcare costs: it aims to improve access to health, support people through life’s transitions and strengthen individual and collective agency. The organization serves individuals, entrepreneurs and self-employed workers, businesses, public-sector employees, and associations and social economy organizations.

Its offerings include complementary health insurance for individuals and companies, with online quotes, as well as senior health coverage and insurance for accidents in everyday life. Harmonie Mutuelle also provides provident protection for entrepreneurs and businesses, life insurance to help customers prepare for future projects, and complementary retirement savings. Its business services include solutions for employee protection and support such as a carbon footprint assessment. Customers can access services and guarantees through personal online accounts, find local agencies, and use assistance and contact resources. Through its Éco-santé movement, Harmonie Mutuelle promotes acting earlier and differently to support lasting health. The organization reports that five million people and 180,000 businesses have chosen it.