Havnest Money is a household finance and budgeting app designed to bring a family’s income, spending, plans, and savings into one clear picture. Announced as coming soon, it is planned first for iPhone and iPad, followed by macOS and a web app. The service helps households track transactions, set category budgets, plan upcoming bills, and see spending by household member or shared account.

Its analytics cover net worth, income and expenses, subscriptions, overdue payments, and future balances, with transaction-level details and scenario planning. Users can organize finances with more than 100 built-in categories, create custom categories, and use the Budget Wizard to set up budgets and recurring transactions. Planning tools include project tracking for goals such as renovations or holidays, plus a retirement planner that models savings, returns, inflation, and pension assumptions.

Havnest Money also offers customizable home-screen summaries and notifications for bills, budget limits, and expected income. Investment accounts can connect with the companion Foliopal app to incorporate portfolio values into household net worth