HBFSco

Hartstone Business and Financial Services (HBFSco) is an independent wealth and asset management firm based in Boston, Massachusetts. With more than 30 years of experience, the firm provides personalized financial guidance to help individuals, families, professionals, and business owners pursue their financial goals. Its services include investment management, portfolio construction, risk management, fee-based financial planning, retirement and 401(k) services, insurance, estate strategies, tax-related resources, and business consulting.

HBFSco works with clients at different stages of life, including working professionals building wealth, small business owners, people preparing for retirement, retirees, and high-net-worth individuals. The firm emphasizes understanding each client’s circumstances, goals, dreams, and risk tolerance before developing appropriate strategies. Its approach is grounded in diligent service and long-term relationships built on open communication. Prospective clients can request an appointment to discuss their objectives and determine whether the firm is a suitable fit. HBFSco is independent of Cetera, through which securities and advisory services are offered by affiliated entities, subject to applicable registrations and availability.