Heritage Valley Federal Credit Union is a member-focused financial institution based in York, Pennsylvania, serving people who live, work, worship, or attend school in Adams, Cumberland, Dauphin, and York counties. Founded in 1935, the credit union describes itself as community driven and combines local roots with convenient digital banking.

Its personal financial products include checking and savings accounts, certificates, money market accounts, youth and teen accounts, health savings accounts, IRAs, and credit cards. Members can explore auto, personal, student, mortgage, and home equity loans, as well as mortgage refinancing and options for paying off a mortgage faster. Additional services include mobile and online banking, digital investing, payments and transfers, loan payments, credit check-ups, overdraft protection, and rate checking.

Heritage Valley also offers insurance and member benefits, including auto, home, life, GAP, and debt protection coverage. For businesses, it provides loans, credit cards, checking and savings accounts, money market accounts, merchant card services, and online payment tools.