Heritage Federal Credit Union is a member-focused financial institution with a rich history dating back to its founding in 1965. Originally serving ALCOA Warrick Operations employees, the credit union has since expanded its reach and become community-chartered in 1983. Today, Heritage Federal Credit Union continues to provide affordable financial solutions to its members and the community at large.

As a credit union, Heritage is not-for-profit and exists solely to serve the financial needs of its members. This means that profits are returned to members in the form of excellent rates on savings and loans, as well as low service fees. With a focus on People Helping People, Heritage values its membership and empowers them to have a say in the credit union's operations through democratic processes.

Heritage offers a wide range of products and services to meet the financial needs of individuals and businesses. This includes personal banking services such as checking accounts, debit cards, savings accounts, certificates & IRAs, credit cards, and various loan options. The credit union also provides digital banking services, making it convenient for members to manage their finances online.

For businesses, Heritage offers business banking services, including business checking and savings accounts, business loans, ag lending, business credit cards, and other banking services tailored to the needs of businesses. Throughout its history, Heritage Federal Credit Union has received numerous awards and recognition for its commitment to its members and the community. The credit union takes pride in its culture and consistently strives to improve the lives of its members by simplifying the banking experience.

With branches in Indiana and Kentucky, Heritage Federal Credit Union serves a wide geographic area, encompassing surrounding counties in the tri-state area of Indiana, Kentucky, and Illinois. As a member of Heritage Federal Credit Union, you can benefit from a financial institution that prioritizes your needs, offers competitive rates, and provides exceptional service. Join today and experience the difference of banking with Heritage