Health Insurance Board, a vital initiative by the Government of Nepal, is dedicated to providing financial protection against unforeseen healthcare expenses. Launched in 2015, this program aims to ensure accessible quality healthcare for all Nepalese citizens and improve healthcare consumption. By facilitating social health insurance, the Health Insurance Board works towards achieving Universal Health Coverage (UHC) and plays a significant role in meeting the Sustainable Development Goals by 2030.

The framework is grounded in the constitutional right to free basic health services, ensuring citizens have access to necessary medical treatments. The Health Insurance Act of 2017 and the subsequent regulations solidify this commitment, enhancing the efficiency and accountability of healthcare services while minimizing financial risks through pre-payment mechanisms. The program also includes a special provision for senior citizens, providing annual health insurance coverage with the premium borne by the government. By mandating a 1% income contribution from organized sectors for insurance enrollment, the Health Insurance Board fosters a sustainable healthcare ecosystem that prioritizes the well-being of all.