Ruby Wealth Management LLC

Hibbard & Ruby Wealth Management is a family-owned, independent financial firm based in Manitowoc, Wisconsin. Its fiduciary advisors are legally required to act in clients’ best interests, and the firm’s independence allows it to work with companies it believes can support clients’ needs and goals. The firm serves families through different stages of life, aiming to provide financial confidence, clarity, and peace of mind.

Its services include investment management, retirement planning, financial planning, tax preparation, and customized tax strategies. The firm uses an actively managed, model-based investment approach, applying changes to core investments across client accounts while tailoring each client’s allocation to their goals and risk profile. By preparing tax returns during tax season, Hibbard & Ruby says it can better understand clients’ financial situations and develop relevant strategies.

Additional services and products may include advice related to tax-advantaged investments and retirement plans, as well as securities, mutual funds, stocks, bonds, annuities, and life insurance. Securities and investment advisory services are offered through Osaic Wealth, Inc.