Hive Retirement Planning is an independent, fee-only fiduciary firm based in New York City and serving clients virtually nationwide. It helps people approaching or living in retirement make informed decisions about spending, income, taxes, investments, and legacy. The firm brings these connected financial questions together in a coordinated retirement plan, helping clients assess whether they can afford to retire and how Social Security, pensions, savings, and investments can support their goals.

Its Hive Retirement Process™ guides clients through four planning meetings. Together, they clarify financial goals and priorities, examine retirement expenses and income, consider future tax decisions, and align investments and legacy arrangements with the client’s plan. Tax planning topics may include Roth conversions, required distributions, and Medicare premiums, while legacy reviews cover estate documents and beneficiaries.

Clients can choose a focused four-meeting engagement or ongoing financial planning and investment advice; both begin with the same process. Hive Retirement Planning offers a structured, personalized approach to the major financial decisions of retirement, helping clients understand their options and plan for the life they want to live.