Horner Financial Services is a family-owned financial business serving Roxboro, North Carolina, and nearby communities. Founded by Billy Horner, who entered the financial services industry in 1984, the practice grew when his son Chad joined in 1997. Their work is guided by a commitment to caring for clients and strengthening the community.

The firm helps individuals and families consider how their financial decisions fit together and put their money to work toward future goals. Services include retirement planning, investment management, education planning, estate planning, and life, disability, and long-term care insurance. The team also coordinates with outside professionals, including attorneys and certified public accountants, as part of clients’ broader financial planning. Risk assessment tools and online investor resources are available to support the process.

Horner Financial Services emphasizes integrity, commitment, flexibility, and respect, with a personal, hometown approach. The team offers direct communication and favors in-person meetings to better understand each client’s needs and build lasting relationships.