Hot Moon Financial is the financial planning practice of Mel O, a CERTIFIED FINANCIAL PLANNER™ professional based in Las Vegas, Nevada. With a modern, approachable style, Mel helps individuals bring their financial decisions together around what they value and the goals they want to pursue. The practice focuses particularly on Generation X and Millennials, as well as people working in the arts, entertainment, and media.

Individual services include investment guidance, budgeting and cash-flow planning, debt repayment, insurance needs, tax efficiency, estate planning, and strategies for transferring assets to heirs. Mel also offers support with education savings, retirement planning, travel, philanthropy, and robo-advising. A downloadable Excel budget sheet helps clients track their spending and understand where their money goes.

For businesses, Hot Moon Financial provides customized investment strategy design and management, alongside succession planning, insurance planning, tax efficiency, and retirement planning. The practice also offers flat-fee financial advisory services for companies seeking to help employees address money questions.