Ruby Wealth Management LLC

Hibbard & Ruby Wealth Management is a family-owned, independent financial firm based in Manitowoc, Wisconsin. Its fiduciary advisors are legally required to act in clients’ best interests, and the firm’s independence allows it to work with companies it believes can support clients’ needs and goals. The firm aims to help families navigate each stage of life with greater confidence, clarity, and peace of mind.

Its services include investment management, retirement planning, financial planning, and tax strategies. The firm uses an actively managed, advisory model-based investment approach, with a shared core investment strategy and allocations tailored to each client’s goals and risk profile. It also provides tax preparation during tax season, using that understanding of clients’ financial circumstances to develop customized strategies.

Depending on the client’s needs, recommendations may involve tax-advantaged investment vehicles and retirement plans, securities, mutual funds, stocks, bonds, annuities, or life insurance. Securities and investment advisory services are offered through Osaic Wealth, Inc.