Infact Systems is a leading brand that specializes in providing real-time data for modern credit. Our mission is to promote responsible lending by offering fair, transparent, and up-to-date credit reporting. With over 20+ years of combined experience in building innovative credit information products, our team has expertise from renowned companies like Experian and Credit Kudos.

We understand the challenges faced by lenders due to incomplete, outdated, and inaccurate credit data. That's why we have developed a platform that offers comprehensive, real-time, and contextual data to enable faster and more informed lending decisions. Unlike traditional credit reporting agencies, our platform delivers up-to-date consumer credit data, ensuring lenders have the most accurate information to make quick and accurate decisions.

We also enhance the accuracy and consistency of data matching through advanced algorithms and alternative identifiers. Furthermore, we provide a flexible API that protects lenders from unaffordable loan stacking, notifies them of changes in individuals' circumstances, and offers a contextual suitability assessment. Our platform also allows consumers to demonstrate their creditworthiness faster and ingest alternative information for better match rates and fraud protection.

By complementing traditional credit data with our contextual insights, we improve loan performance and help lenders find emerging prime customers. Our services also benefit lenders by improving limit allocation, maximizing conversion rates, reducing defaults, and aligning with the Consumer Duty. To learn more about our solutions across income and affordability, credit risk, and more, get in touch with us today.

Find out how Infact Systems can empower your lending decisions with reliable real-time data for modern credit