Congruent Solutions

Retirement Edge is a lifetime income platform from Congruent Solutions that helps retirement plans make annuity-based income options available to participants within defined contribution plans. It supports the process from participant education, enrollment, and investment selection through policy issuance, cashiering, and statement reporting, helping plan service providers deliver protected income choices.

The platform connects with recordkeepers, custodians, distribution partners, 3(38) money managers, and insurance carriers. Its capabilities include data integration with recordkeeping systems, annuity processing using standard industry protocols, and combining in-plan and out-of-plan assets to provide a broader view of lifetime income. Plans can offer managed accounts or self-directed protected income options.

Retirement Edge is part of Congruent Solutions’ retirement technology offerings, which also include plan administration services, recordkeeping, compliance administration, retirement plan integration, and data migration. The company serves retirement industry organizations such as recordkeepers, third-party administrators, banks, and annuity carriers. Through its integrated tools and operational support, Retirement Edge helps service providers incorporate lifetime income solutions into retirement plans.