IronKOOR Retirement is a fee-only fiduciary financial planning firm serving people who are retired or within roughly three to five years of retirement in Ohio’s Dayton–Cincinnati corridor. CFP® professionals Ryan and Scott bring more than 20 years of combined industry experience and work directly with clients to coordinate the decisions that shape retirement.

The firm’s planning goes beyond investment management. Its services include evaluating when clients can retire, developing sustainable income and spending strategies, retirement investment planning, tax planning—including strategies such as Roth conversions—Social Security optimization, health insurance guidance, and estate and insurance planning. IronKOOR helps clients understand how to turn savings into retirement income, manage taxes, and make informed choices about coverage before and after Medicare.

As fee-only fiduciaries, the firm says it acts in clients’ best interests, accepts no commissions, and does not sell financial products. Its process starts with a complimentary introductory call, followed by information gathering and a retirement strategy meeting.