Jakub Janoušek

Jakub Janoušek offers personal financial guidance focused on helping individuals and households manage money with greater confidence and work toward financial wellbeing. His website combines consultations with practical educational resources, including articles, calculators, and a downloadable household budget spreadsheet accompanied by a video guide. The spreadsheet helps users review spending, identify where money goes, assess emergency savings, and check whether their finances support future goals.

Topics covered include building a financial reserve, understanding mortgages and property purchases, investing, saving for children, and planning for retirement. The site also explores debt reduction and financial independence, explaining how savings and investment income may help cover household expenses. Its calculators support decisions about loans, mortgages, annual percentage rates, inflation, savings, investments, monthly income, disability pensions, pension products, and the Czech long-term investment product (DIP). Visitors can use these tools to estimate payments, potential returns, and savings needs. Through one-to-one consultations and accessible information, Janoušek aims to make financial concepts easier to understand and help people make choices suited to their circumstances and long-term plans.