JMR

JMR23, also known as Kongsi & Baca, is a Malaysian lifestyle and information blog sharing practical guidance, personal experiences, and ideas for everyday life. Its articles are organized around parenting, food and activities, and financial topics, including unit trusts, property, shares, takaful, and personal finance tips. The site also features travel stories and useful how-to guides, such as applying for a UK Electronic Travel Authorisation, managing smartphone photo storage, and navigating financial services.

Much of the content draws on the author’s own experiences, from visiting 42 countries and using a medical card to exploring homes and sharing household or wellness tips. Readers can browse recent posts, explore an extensive archive dating back to 2010, and find articles across a wide range of interests. JMR23 offers an accessible reading resource for people seeking practical information and personal perspectives, particularly on Malaysian financial matters, family life, travel, and everyday decisions. Its “Kongsi & Baca” name reflects the blog’s focus on sharing information for readers to explore.