Joys is a next-generation payment ecosystem that combines different payment systems, allowing users to transact with various forms of money, cryptocurrencies, and digital assets in accordance with the law. With Joys, businesses can create and link multi-level retail and manufacturer loyalty systems to payment methods, work with Big Data and streaming analytics for data-driven insights. Joys offers a fast payment system (СБП) in partnership with the Bank of Russia, enabling seamless transactions between individuals and businesses with extended functionality from Digital Payments LLC.

With a fixed commission of 0. 4% or 0. 7% and funds available within 15 seconds, businesses can integrate this solution into their cash register software and connect to the system for free.

Joys also provides artificial intelligence-driven intelligent reports, predictive demand analytics, expanded sales channels, and increased target audience reach, all in one easy-to-use platform. For banks, Joys offers last-mile integration solutions in cash register software, seamless business integration with СБП, and a turnkey payment system that is compatible with all major payment systems through QR codes. Additionally, Joys offers software development services, optimizing budgets, planning and support, secure communication, and information security.

Experience the power of Joys and automate personalized loyalty programs, combine bonuses and discounts in one program, offer increased point accumulation for VIP customers, and create coalitions with partner stores. Join Joys' payment revolution today!