JT Financial Advisors, led by Jeff Todd, provides financial planning focused on making investing and retirement feel clearer and more manageable. The firm works with clients to develop plans around their individual circumstances and long-term goals, emphasizing ongoing communication and investment strategies suited to each person’s situation. Its retirement planning services include reviewing income sources such as Social Security, employer retirement plans, IRAs, and savings, as well as examining workplace plan investments, employer matching, contributions, and tax considerations.

The firm can also help clients create a retirement spending budget and estimate after-tax monthly income intended to support them throughout retirement. Plans are reviewed annually and adjusted when needed. JT Financial Advisors presents a straightforward process: clients discuss their goals, receive a plan, and can use it to monitor their progress.

The firm offers appointments by arrangement and serves individuals residing in Colorado, Illinois, California, Florida, Michigan, Indiana, South Carolina, and Arizona. Securities and advisory services are provided through Cambridge Investment Research companies; JT Financial Advisors is not affiliated with them