KairnUp provides an AI-powered financial copilot, Maggy, designed for leaders of small and medium-sized businesses. The platform helps business owners understand cash flow, profitability, expenses, and strategic priorities by asking questions in everyday language, without complex setup or financial jargon. Maggy analyzes company documents and transactions, monitors key indicators, and provides proactive alerts and financial projections to help users spot risks and make informed decisions.

KairnUp brings business information together in a single dashboard, including bank accounts, invoices, revenue, margins, cash balances, and estimated runway. Users can get started by finding their business, adding documents such as financial statements, invoices, or accounting files, and securely connecting a bank account through Powens. The service also offers automated transaction categorization, document analysis, cash-flow forecasting, and guidance on decisions such as hiring and spending.

KairnUp offers a free business diagnostic and paid subscription plans, including a Starter option with invoice storage, optical character recognition for invoices and receipts, and revenue and expense tracking.