Kamina

Kamina is the world's first financial prevention platform dedicated to enhancing financial education and personal finance management. With a focus on responsible credit, Kamina employs artificial intelligence to transform debt management through early risk detection and behavioral support, effectively minimizing overdue payments. Its innovative offerings include tools for individuals and businesses alike, with features such as a dynamic progress indicator that adapts to users' financial behaviors in real-time, and a behavioral nudging system that delivers timely alerts based on key financial events.

Kamina’s integration is seamless, allowing financial institutions to enhance their existing services without disruption. Their platform not only reduces delinquency rates but also boosts transactional engagement, leading to impressive results such as a 12.5% reduction in provisions at partner institutions and a sixfold return on investment compared to traditional financial education initiatives. With over 100,000 users experiencing improved financial health, Kamina strives to create a future where responsible credit usage supports economic inclusion and sustainability.