Kanmu, Inc. While Japan has relatively fewer unbanked individuals, there is a significant psychological barrier preventing many people from accessing financial services due to the perception of inconvenience, complexity, fear, and anxiety. Recognizing this, Kanmu develops software to alleviate these concerns and help the psychologically unbanked individuals engage with financial services comfortably.

One of their products is a prepaid card that can be easily issued through their app. This card not only allows users to make purchases at any Visa-affiliated store but also offers a post-payment recharge function. They also offer a credit card that can be used to accumulate assets while making daily payments.

With this card, users can benefit from investment returns and cashback on card payments, providing a means for asset formation. Kanmu has also organized various events and seminars, such as financial education programs for elementary school students and has been recognized as a fast-growing technology company. Their team comprises skilled professionals who are passionate about developing innovative payment solutions for their users.

To further expand their team, they offer various career opportunities, including software engineering, business development, and fraud control. Overall, Kanmu is committed to revolutionizing the way individuals perceive and access financial services, making it more convenient, secure, and inclusive for everyone