Kayna Innovation

Kayna provides insurance risk management and embedded insurance solutions for SaaS platforms serving small and medium-sized businesses. Its platform analyses customers’ insurance policies alongside data already held in the SaaS platform, such as changes in revenue, staffing, operations, contracts, or locations. It identifies and prioritises potential coverage gaps, helping businesses spot when their existing policies may no longer match their needs.

Platforms can connect to Kayna through an MCP endpoint, allowing their AI agents to access Kayna’s risk tools, or use the kayna.js widget to deliver the service without building their own AI integration. Kayna can provide live risk profiles, severity-ranked findings, and reports that customers can take to their existing brokers. For platforms that choose to enable embedded insurance, customers can also compare options, fill coverage gaps, or obtain a new policy within the platform. Kayna supports quoting, binding, renewals, and broker hand-offs, with complex cases referred for human review. Its phased approach lets platforms begin with risk insights and add insurance transactions when ready.