Kept is a digital money-management app from Bank of Ayudhya (Krungsri) that brings everyday spending, saving and investing together in one place. Users can open an account online without already having a Krungsri bank account and organize their money through a main Kept account and savings pockets designed for different needs.

The Grow pocket is for building savings, with interest paid monthly and withdrawals available without fixed-deposit conditions; the site advertises rates of up to 1.35% per year and deposits of up to two million baht. Fun supports automatic saving through features that set money aside, while Together helps users save toward individual goals or share a goal with friends or a partner. Happy tax free is a tax-exempt fixed-term deposit, available for 24 or 36 months with equal monthly deposits. Kept Invest provides access to mutual fund investing.

The app also offers Kept Mission features, product and account guidance, promotions, saving tips, investment education and information on digital financial safety.