Keystone Fiduciary Financial Planning & Tax Advisory is an independent financial services firm in Pennsylvania that helps individuals and families prepare for, plan, and live in retirement. Its integrated approach brings investment and retirement planning together with tax strategies and insurance solutions, with the aim of supporting lifetime income, protecting assets, and improving tax efficiency. The firm’s three-step process begins with understanding each client’s finances, goals, objectives, and risk tolerance. It then develops a tailored retirement strategy and continues to monitor progress, communicate proactively, and adjust the plan as needed.

Services include retirement savings optimization, income planning, Social Security optimization, long-term care planning, tax planning, and legacy and estate planning. Keystone Fiduciary also provides educational resources, including tax and Social Security guides, blog articles, and financial calculators. The firm is led by founder and financial advisor Dave Behar, a CPA with more than 30 years of experience across corporate, treasury, auditing, and advisory roles. Clients can request a complimentary retirement review or strategy session to discuss their financial needs.