The Story of Keystone Rise Collective Wealth

Kymberly Read has always been deeply connected to the restaurant and service industry.

With 25 years of experience, she knew firsthand the grind, the long shifts, and the financial uncertainty that many in the industry face. Having worked alongside single moms hustling to make ends meet and line cooks working double shifts just to pay rent, she saw the same pattern repeating: hardworking people without a financial safety net.

That realization stuck with her.

After stepping away from full-time restaurant work, Kymberly took a bold step into financial protection and benefits, specializing in life and supplemental health insurance. But something was missing—traditional insurance company models didn’t truly serve the service industry. Too often, the people who needed financial security the most were overlooked, offered plans they couldn’t afford, or left without real guidance on how to build long-term security.

That’s when the idea for Keystone Rise Collective Wealth was born.

Instead of pushing generic policies in a one-size-fits-all approach, she envisioned something different—a collective-driven approach that gave restaurant groups, hospitality teams, and service workers access to benefits designed with their real-world needs in mind---from a person, not a huge conglomerate.

Keystone Rise isn’t just about insurance; it’s about building relationships and empowering the backbone of the industry with tools to protect their families, build generational wealth, and finally have the stability they deserve.