The Kimbrough Team is a specialist planning partner for financial professionals, including registered investment advisors, investment advisor representatives, CPAs, and attorneys. Working through The Pinnacle Group, the team extends advisors’ capabilities with on-demand expertise without the need to hire additional staff or add payroll overhead. Its services focus on the “3-Ls”: legacy, long-term care, and longevity planning, alongside life insurance and business succession planning.

The team provides fiduciary-aligned insurance guidance, objective long-term care strategies, and support evaluating annuity and retirement income solutions. For business owners, it offers succession planning support and third-party valuations delivered through Marshall & Stevens. Its research process draws on tools including Ensight, Veralytic, Morningstar Annuity Intelligence, and HALO by Lumiant to compare insurance options, assess policy risks, and model future health care and long-term care costs.

Designed to integrate with an advisor’s existing practice, The Kimbrough Team emphasizes personalized recommendations, transparent evaluation, and client-focused planning while helping professionals maintain their independence and fiduciary approach.