Kensington Mortgages is a well-established brand with a 25-year heritage as one of the leading specialist mortgage lenders in the UK. They specialize in mortgages for fast-growing segments such as the self-employed, individuals with multiple incomes, and the over 55s, who may not always be catered to by mainstream lenders. What sets Kensington apart is their approach.

Instead of putting people into boxes like traditional lenders, they dig deeper and look beneath the surface to find ways to say yes. They are committed to helping as many people as possible get the mortgages they need. Data and analytics are at the heart of Kensington's operations.

They use VECTOR, their powerful analytical model, which is integrated into every phase of the mortgage lifecycle. With a unique dataset of over 400k mortgage accounts spanning 20 years, Kensington has developed in-house analytical tools and reporting capabilities that set them apart in the way they assess and manage mortgage credit risk. With over £11 billion in assets under management, Kensington is one of the UK's leading non-bank specialist mortgage lenders.

They have originated £1. 5 billion worth of new mortgages in 2019 alone, representing a remarkable Compound Annual Growth Rate of more than 25% over the last 4 years. Kensington's success is also fueled by their formidable team of experienced professionals.

The senior management team brings over 20 years of industry expertise, having worked at esteemed institutions like Nationwide, Deutsche Bank, RBS, GE, and Barclays. Overall, Kensington Mortgages combines their deep industry knowledge, data-driven approach, and commitment to finding innovative solutions to provide specialized mortgages for a wide range of borrowers