Koalafi is a brand that specializes in point-of-sale financing and provides payment plans for consumers who are establishing or rebuilding their credit. With over 15,000 retailers as their trusted partners, Koalafi has gained expertise in understanding the needs and challenges of non-prime consumers. Contrary to common misconceptions, nearly half of the U.

S. These consumers face difficulties due to divorce complications, medical bills, and student loans. Moreover, recent college grads, new workforce members, and immigrants may have thin credit files, making them credit invisible.

Koalafi recognizes the importance of this segment for retailers and offers payment options to cater to their needs. Surprisingly, the average household income of non-prime consumers is $70,990 per year, indicating that income levels do not necessarily correlate with credit scores. Furthermore, the majority of non-prime consumers are Gen Zers and Millennials, representing 65% of the population.

These tech-savvy shoppers expect a seamless and transparent checkout experience both in-store and online. By offering alternative financing options such as second-look loans and lease-to-own financing, Koalafi enables retailers to capture missed revenue and enhance customer experience. These options cater specifically to non-prime consumers who may not qualify for traditional financing.

In conclusion, Koalafi is a trusted brand that understands and provides tailored payment plans for non-prime consumers, helping both retailers and customers achieve their financial goals