Kooby is a data-monetization service that helps people earn money by choosing to share information about their spending with businesses. The platform connects to users’ bank accounts through open banking and automatically identifies purchases, subscriptions, and reservations. Users decide what information to share, can change their choices at any time, and may withdraw their earnings to their bank account whenever they wish.

Kooby also offers tools to make personal finances easier to understand, including spending-category breakdowns, monthly summaries, optional alerts, trend insights, and a subscription detector that brings active recurring payments together in one place. The company says it uses anonymous summaries rather than individual personal data, and highlights user control, privacy, and bank-level security as core features. Kooby is available to individual users at no cost to get started, with no credit card required.

It also provides services for businesses and publishes resources covering privacy, security, data protection, and its data-processing practices. Users can access support, FAQs, and contact information through the platform