Krämer Finanz Consult

Krämer Finanz Consult is a financial and insurance advisory firm based in Cham, Germany, serving clients at different stages of life and across a range of professions. Its services cover wealth building and investment, portfolio optimisation, insurance comparisons and protection, retirement planning, property financing, generational advice, and the arrangement of asset management. The firm develops individual concepts suited to each client’s circumstances and presents long-term partnership, trust, and honesty as central to its approach. Its clients include families, career starters, people aged 55 and over, retirees, entrepreneurs, academics, freelancers, and civil servants.

Krämer Finanz Consult also offers practical digital services, including online portfolio access and a financial app for viewing investments. Its website provides information on financial and insurance topics, market updates, and a glossary that explains specialist terms. The firm states that investment advice and investment brokerage are provided as a tied agent under the liability of NFS Netfonds Financial Service GmbH, while other services are provided in its own name and on its own account.