Kriyan is an expense management app designed to help young professionals build healthier spending habits, manage debt, and work toward investing. Available on Android and iOS, it offers a simple, focused alternative to spreadsheets, with no account required and no subscription fees or advertisements.

Users enter their monthly take-home income, which Kriyan helps divide into budget envelopes for recurring costs, essentials, luxuries, and investments. Expenses can be logged in seconds and assigned to categories, with budgets updating in real time. Spending nudges alert users as they approach a limit, giving them an opportunity to adjust before overspending. Weekly summaries and category breakdowns provide a clear view of spending patterns and progress.

Kriyan is built around privacy and offline use: data stays on the user’s device, with no cloud sync, server storage, or collection of personal information. The app also describes upcoming AI guidance that will offer educational suggestions for improving spending habits. Kriyan’s insights are informational and are not financial advice.