Kubera

Kubera is a personal wealth-tracking platform that brings assets, debts, and financial accounts together in one balance sheet. Designed for people with complex or international finances, it connects to thousands of banks and brokerages worldwide, supports multiple currencies, and can track stocks, funds, cryptocurrency, DeFi, private investments, real estate, vehicles, and other valuables. Users can also enter assets manually or use Web Sync when an institution cannot connect.

The platform provides current net-worth views, investment reporting, portfolio snapshots, cash forecasting, and scenario planning for decisions such as selling a business or buying a home. It supports ownership structures involving trusts, companies, partnerships, and multiple owners, with shareable portfolios and granular access controls. Kubera also offers proof-of-wealth verification, peer benchmarks, retirement planning tools, and a Dead Man’s Switch to securely pass portfolio information to chosen beneficiaries. Its data can be used with AI assistants, including Claude, ChatGPT, and Grok. Kubera charges a flat annual fee rather than a percentage of wealth and offers a 14-day trial.